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Housing Finance Reform

Housing Finance Reform

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On February 11, 2011, the Obama Administration delivered a report to Congress that provides a path forward for reforming America’s housing finance market.  The Administration’s plan will wind down Fannie Mae and Freddie Mac and shrink the government's current footprint in housing finance on a responsible timeline.  The plan also lays out reforms to continue fixing the fundamental flaws in the mortgage market through stronger consumer protection, increased transparency for investors, improved underwriting standards, and other critical measures.  Additionally, it will help provide targeted and transparent support to creditworthy but underserved families that want to own their own home, as well as affordable rental options.

Treasury Brings Greater Clarity to the Credit Rating Process

Read the Report on Reforming America’s Housing Finance Market.

Secretary Lew Unveils New Efforts to Assist Struggling and Prospective Homeowners, Provide More Affordable Options for Renters​

Frequently Asked Questions: Treasury-HUD Affordable Rental Housing Financing Partnership​​​

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Last Updated: 2/5/2015 1:39 PM

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